I recently asked myself that very question. But, first, let me backtrack a bit.
As owner and manager of a collection agency for 17 years, I believe in preserving the nation's natural and human resources too-particularly from a personal finance perspective.
There are ten financial principles found in God's Word to counsel and to help "recycle" many people, especially Christians, who have been all but mashed, crunched or shredded by the miseries of indebtedness and poor money management.
To put it plainly, I've seen firsthand the full spectrum of financial woes that can hopelessly trap people in a society victimized by the credit-card, "buy-now-pay-later" syndrome. As a bill collector, my business is to try to collect accounts that creditors have been unsuccessful in collecting.
Daily, I see people in deep financial trouble. Thousands in this country have got themselves into financial messes that can lead to more serious consequences. For years all of my personal financial counseling ended in failure. Then I discovered God's mighty Word and His ten financial principles.
Financial counseling became a matter of revealing these principles and allowing financially troubled persons to choose whether to obey them or not.
These principles reveal God's instructions to His children for conducting their financial affairs. I believe that one of the major themes of the Bible is obedience to the Lord. These financial principles are real, and obedience to them demonstrates that Christians are trusting God in another area of their lives.
God is Source The first principle is that God is the source of everything. Look to the Lord, because He will provide it-according to His will. Giving Essential The second principle is that of giving. For with the same measure that ye mete withal it shall be measured to you again.
I find there are a couple of ways I can put God first daily. One is to have a quiet time. If I am unwilling to meet the Lord each morning when I get up, that means I'm putting somebody else or something else before the Lord. For example, how many people have thought seriously about not taking the daily newspaper?
The man who is unwilling to cancel a newspaper subscription, which is keeping him from reading the Word of God, may often be the same man who is having trouble making the payments on the TV set that is keeping him from doing the things that would help him grow closer to the Lord.
So it can be a vicious cycle. And with TV commercials by the dozens exhorting him to buy, spend, charge and go, is it any wonder that thousands of people are so molded by the world? Having a quiet time is one way a person can put God first.
I believe another is to commit a tenth of his income-right off the top-to the Lord's work. Everyone ought to live on a margin-a physical margin, a spiritual margin, a time margin and a financial margin.
Living on a margin simply means allowing room for things to happen. There are really only three ways a person can arrive anyplace. He can arrive early, on time or late. I used to aim at arriving right on time, and I consistently arrived five minutes late. That's because I allowed no margin.
Those precious minutes add up. Think of the cumulative effort, on health alone, of continually spending 15 minutes hurrying to be five minutes late. I swim three times a week at the YMCA to stay in shape, and I try to eat right and keep my weight down, since I want to serve the Lord and therefore don't want to die of a heart attack.
But 15 minutes of hurrying three times each day for 15 years adds up to nearly six months of hour days when I'm under unnecessary tension, just hurrying to be late. And tension is a leading cause of heart attacks. But the Lord led me to operate on a time margin-planning to arrive early rather than hurrying to be late.
Bible Backs Saving The fourth financial principle concerns saving money-setting something aside for a rainy day. If at the end of 15 years of saving faithfully, a son or daughter is ready for college or the family needs to move into a bigger house or wants to serve the Lord on a full-time basis, the couple can start to withdraw their savings.
Isn't this making your money work for you? God has a reason for the principle of saving money. Keep Out of Debt The fifth principle is to keep out of unnecessary debt and thus avoid the debt trap. Borrowing for a house or car is one thing but taking on financial obligations one can't keep-buying beyond the ability to pay-is another.Ray Dalio, one of the world’s most successful investors and entrepreneurs, shares the unconventional principles that helped him create unique results in life and business—and which any person or organization can adopt to better achieve their goals.
USING MONEY TO DRIVE MISSION SUCCESS Lynne A. Weikart Greg G. Chen Ed Sermier Money and Cost-Benefit Analysis The Time Value of Money Calculating Future Value Intermediate Accounting: Principles and Analysis provides a solid foundation for instructors whose goal is to help accounting students to build an understanding of the principles, concepts, and methods of financial accounting and reporting.
The course incorporates a more conceptual focus, and a pedagogy within each area of study, along with review materials to better enhance the connections. 10 Financial Principles That Are Biblical. by George Fooshee. There are ten financial principles found in God's Word to counsel and to help "recycle" many people, especially Christians, who have been all but mashed, crunched or shredded by the miseries of indebtedness and poor money management.
The problem is that normally UX analysis is not part of the SEO skillset. But UX is not more than just focusing on the visitor.
If you want to get your hands dirty with UX and analytics, the 4 principles explained below will be a good starting point for you. Basic Management Principles Author: Jack E.
Fincham, PhD, RPh Dean & Professor University of Kansas Vision of Success • Mission • Basic philosophy and core values • Goals, if established Analysis • Classifying the problem • Defining the problem.